Terms of Use


This website and its contents are subject to copyright. The copyright is owned by The Australian Doctors’ Fund Ltd (ABN 390 0376 3184). Some material may be copyrighted to a third party.

You may view this site and its contents using your web browser and you may electronically copy and print hard copies of parts of this site solely for personal, non-commercial use. Any other use, including the reproduction, modification, distribution, transmission, re-publication, display or performance, of the content of this site is strictly prohibited.


The statements or opinions expressed on this Website do not reflect the views, official policy, advice, and/or directives of the ADF, or any of its directors, employees and/or agents, unless expressly stated. The ADF is not responsible or liable for any errors or omissions or defamatory material that may be contained in any information published, described, mentioned or implied on this Website or in any publication mentioned, described, or implied on any website linked to this Website.

This Website is not designed to be a substitute or a centre of referral for the provision of medical services or medical advice. All Website users are advised to consult their doctor should they require any advice or treatment for any medical condition. The ADF does not endorse or make any claim as to the efficacy, appropriateness or suitability of any medication, product or treatment published, described, mentioned or implied in any publication on this Website or in any publication mentioned, described, or implied on any Website linked to this Website.

This Website is provided without any representations or warranties of any kind, either express or implied. The ADF disclaims all liabilities arising from this Website to the fullest extent permitted by law. The ADF does not represent or warrant that the information and/or facilities accessible via this Website are accurate, complete or current, or that this Website will be free of defects, including but not limited to viruses or other harmful elements. The user of this website assumes all costs arising as a result of the use of this Website.

To the fullest extent permitted by law, the ADF and its directors, employees and/or agents will not be liable for any loss, claims, damages or costs (including legal costs) arising out of or in connection with the use of or inability to use this Website including but not limited to indirect, incidental, special and all consequential damages or loss of profits or opportunity to any person even if such loss or damages were reasonably foreseeable. If this provision is unenforceable in whole or in part in any jurisdiction due to relevant laws then in no event will the liability of the ADF to you for any damages, losses, claims or otherwise exceed the amount paid by you, if any, for accessing this Website.

The ADF does not warrant or represent that any materials or facilities offered through this Website are available for use in locations other than Australia or that they comply with any legal or regulatory requirements of such other locations.

Prices and Promotions

All product prices, sale items, promotions, discounts and free shipping threshold amounts, are subject to change without notice.


The ADF cannot guarantee that any file or program available for download and/or execution from or via this site is free from viruses or other conditions which could damage or interfere with data, hardware or software with which it might be used. You assume all risk of use of all programs and files on this site, and you release the ADF entirely of all responsibility for any consequences of its use.

Use of Cookies

Cookies are small pieces of information that your browser stores on your computer hard drive.

We use cookies to provide you site usage information as well as to assist us to improve and develop the products and services we offer. Our cookies do not contain any personal identifiable information.

If you disable cookies on your web browser, you may not be able to fully experience all features of the ADF web page.

Third Party Sites

This site may contain links to third party sites. The ADF is not responsible for the condition or content of those sites as they are not under our control. Your access to those sites and/or use of the site’s products and services is solely at your own risk. The links are provided solely for your convenience and do not indicate, expressly or implied, an endorsement by the ADF of the sites or the products or services provided on the site.


The ADF will provide 100% refund of subscriptions up to 30 days from the day of purchase.

Cancellation and Termination

Your Subscription will continue until cancelled by either one of us. Your Subscription may be cancelled at any time by calling the ADF Health Headlines on (02) 9567 5595 or by emailing Customer Support at info@healthheadlines.com.au.

If you cancel your Subscription before the end of a prepaid subscription period and it is within 30 days of purchase you will receive a full refund. If you have exceeded the 30 days a refund will not be available.


You cannot suspend your Digital Membership.

Payment, Fees and Taxes

Subsequent to any non-refundable introductory period, payment is to be made by automatic recurring monthly payments via PayPal or debit/credit cards. Payments are made in advance. Visa and MasterCard credit cards are accepted. The recurring payment for the amount of the offer you have requested will be automatically charged by the ADF Health Headlines every 4 weeks in advance.